Horizon Debt Group, LLC is a credit and Debt Reduction firm that has helped many consumers overcome their unique financial challenges. We invite you to take advantage of the many resources Debt Reduction Services has to offer starting with a free consultation with a Certified Credit Counselor.

We have partnered with a true national law firm. Our partners have law offices in Illinois as well as all fifty states. Our professionals are dedicated to helping our clients in Illinois resolve their debt problems. We provide Debt Reduction Services in Illinois IL and nationwide. We have a professional alliance with many of the nation’s most reputable Debt Reduction Companies to assist our clients as advocates for their rights.

For years large corporate law firms have helped business clients solve their debt issues by negotiating “financial workouts” with their creditors allowing them to stay in business and work through difficult financial times in Illinois IL. Horizon Debt Group, LLC and our preferred partners have created a cutting edge Illinois Debt Reduction Program to provide our clients with these same types of services in Illinois allowing you and your family to focus on more important issues in your life. Like a security blanket, our partners provide all the law-related services you need in Illinois to resolve your debt.

Many Illinois IL Debt Reduction Companies promise results and advertise exceptional settlements as commonplace. Horizon Debt Group Debt Reduction is different. We have partnered with experienced attorneys and trained legal advocates. This is our guarantee to you: If we do not reduce your debt by at least 35% of what you owe, we will refund your fees for settling that particular debt and still resolve the debt on your behalf.

Want To Eliminate Your Credit Card Debt?

Illinois IL Debt Reduction has been helping thousands of consumers in Illinois get off the credit card debt treadmill. Most people don't have the time or knowledge required to complete a Illinois Debt Reduction process successfully on their own. Most Americans feel since they have been a customer in good standing for many years, the credit card companies will be sympathetic to their hardship. If only Illinois Debt Reduction was that simple. Unfortunately it is not. If you want to successfully complete a Illinois Debt Reduction Program it will require a well thought out plan, many phone calls, and dozens of settlement proposals over a long period of time.

Effective Illinois Debt Reduction requires knowledge of the procedures and policies of hundreds of credit card companies and banking institutions. A strategy that works well with one credit card company might produce the opposite results and cause a different credit card company to pursue litigation more aggressively.

What Are You Waiting For?
See Your New Payment and Find Out How Much You Can Save Instantly!
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Illinois Debt Reduction - A Better Alternative in Illinois

Experiencing a financial hardship may cause you to think of heading for bankruptcy court. However Illinois Debt Reduction is a great way out without the permanent damage to your credit that will last for years, or the stigma that always follows a bankruptcy in Illinois. Once you declare bankruptcy in Illinois, by law the credit card companies do not receive anything. For this reason, many of them are very willing to agree to a Illinois Debt Reduction Program which allows you to pay only a very small portion of what you owe and create a payment plan you can afford.

We will work for you with these creditors. We will always look out for your best interests and create an affordable monthly savings plan that will go towards settling your credit card debt. You will soon have zero balances and a clear conscience. Once your Illinois Debt Reduction Program is completed, you can begin to rebuild your credit score.

Get started Now! Fill In Your Total Debt Above And Find Out How Much Your New Monthly Payment Will Be!

The Minimum Balance Cycle of Debt

All credit card agreements have a Universal Default clause. This is what allows credit card companies in Illinois to raise your interest because you were late. Even if you weren't late paying a particular Illinois credit card company, this clause allows them to raise your interest rate if you are late with another Illinois credit card company or a credit card company in another state. This clause allows them to raise your interest rate for no other reason than they consider you a high credit risk, and they can do it without even informing you!

If you pay the minimum payments to your Illinois credit card companies, it will take an average of 40 years to pay off your debt! Even if you don't increase your current balances, you will pay the Illinois credit card companies more than four times what you owe now in interest alone! In 2003, the fees such as over limit fees were $10, by 2006 they had jumped to $35. In 2010 they are $55 and higher! Every day more and more people in Illinois realize that they are running on the endless credit card debt treadmill!

You Can Live Debt Free!

A Debt Free life is a dream that everyone in Illinois dreams of and would love to live. The problem is people do not put in the necessary effort to make the dream come true. We are here to help. Our goal is to see everyone in Illinois debt free!

Fill in Your Total Debt Above!
See Your New Payment and Find Out How Much You Can Save Instantly!
Or For Your Free No Obligation Consultation Call 888-894-0777.

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Illinois News
Thu, February 09, 2012 08:46 pm

After Jan. Twenty Nine shooting, male, 16, faces battery and firearm charges

TribLocal Romeoville - Tue Feb 07 20:39:44 UTC 2012 A Sixteen year-old Bolingbrook male is scheduled to appear in Will County Court Feb. twenty seven on charges of aggravated battery involving the discharge of a firearm, … about: Attorney talkedsman Bolingbrook law enforcement Brandon Thompson Charles Pelkie Crime and law enforcement Mike Rompa

Geneva street superintendent charged with credit card theft

Elburn/Maple Park TribLocal - Tue Feb 07 16:22:37 UTC 2012 The street superintendent of Geneva is free on bail following a grand jury indictment last Fri alleging that he purchased $24,000 of personal items with … about: Credit card Crime Geneva News People

Judge orders Niles to turn over disputed water documents

TribLocal Glenview - Tue Feb 07 15:33:25 UTC 2012 An ongoing spat over water rates between the villages of Niles and Glenview edged closer to a resolution Mon when a Cook County judge ruled … about: Cook County Cook County Chancery Court Cook County IL Cook County judge Glenview Judge Lynne Stiefel ME Township News Politics and government talkedswoman

City Center campus project continues to evolve

TribLocal Bolingbrook - Tue Feb 07 15:13:40 UTC 2012 Joliet City Council members were updated this week on the progress of the Joliet Junior College City Center Campus project by college officials, who also … about: construction manager Debra Daniels Education Gena Proulx JJC Joliet City Council Joliet Junior College Larry Bacher manager for Gilbane Construction News president previous president Renaissance Center Schools Webster White Store

Basketball coach charged in abuse of student

Chicago Breaking News - Tue Feb 07 14:16:00 UTC 2012 A substitute teacher who also worked as a basketball coach in Orland Park has been charged with sexually abusing a student, officials said. about: Basketball Basketball coach coach Orland Park IL Social Issues substitute teacher Substitute teacher

Northlake man, 18, dies after being shot while sitting in living room

Chicago Breaking News - Tue Feb 07 13:33:00 UTC 2012 An Eighteen year-old Northlake man was fatally wounded this morning when shots were fired through his living room window, officials said. about: Human Interest

Chippewa Middle School student approached by man, and more

TribLocal Des Plaines - Tue Feb 07 12:00:46 UTC 2012 The following items were taken from Des Plaines Law enforcement records on Feb. 6. Suspicious incident A man approached a Chippewa Middle School seventh-grade student waiting for the … about: Crime Crime and law enforcement Des Plaines IL

Man charged with beating pit bull in Steger

Chicago Breaking News - Tue Feb 07 11:03:00 UTC 2012 An Orland Park man was arrested after workers at a south suburban Steger tire store saw him beating a pit bull Mon morning, law enforcement said. about: Human Interest Orland Park Orland Park IL

2 hurt in separate overnight fires, Four displaced in another

Chicago Breaking News - Tue Feb 07 10:41:00 UTC 2012 Two people were hospitalized this morning in separate early-morning fires in the Loop and on the South Side, including a blaze at a Loop senior high-rise, authorities said. about: Environment South Side Chicago Tower block

Wealthy teen on probation for reckless driving in crash told he can't go to Grammys

Chicago Breaking News - Tue Feb 07 09:23:00 UTC 2012 Judge denies Loyola student's request after being told he has yet to apologize to retired couple injured in collisionA wealthy Frankfort teen who pleaded guilty last year to reckless driving after running a stop sign and smashing into a retired Downers... about: Grammy Award Grammys Law_Crime Plea Reckless driving Stop sign the Grammy Awards